Services
Home Loans
Securing a home loan, particularly in the current lending environment, can be a daunting, frustrating and challenging task. Every lender has its own unique lending criteria and specialties, and unless you know the loan market inside out, it’s impossible to know which lender is right for your circumstances.
That’s where I can help.
With access to thousands of loan products from over 40 different lenders, I can find the best loan from the right lender just for you. Myself and my support staff will do all the research, prepare the application, liaise with the lender on your behalf, and guide you through to settlement.
Self-employed Applicants
It’s time-consuming enough to run your own business, let alone the added burden of trying to navigate the home loan market to find a lender that is sympathetic to your circumstances.
Whether you’re a recent start-up or an established business that has been around for many years, there is a lender and loan product out there just for you. But instead of you finding that needle in a haystack, I will do all the research for you.
Through years of experience, I understand what lenders will look favorably on your business history, and which lenders won’t. Don’t make the mistake of applying with a lender that is bound to reject your application and have that on your credit score or loose the house of your dreams.
Expanding your Investment Portfolio
Growing your real estate investment portfolio is a great way to secure your long-term financial future. However, having the right strategy in place is vital for maximising your efforts and investment.
What are your goals and timeframes? Do you have the right loan structures in place for your current property or properties? How do investment and taxation regulations affect your current situation and future goals?
The answers to these questions, and many more, will determine your strategy moving forward. I can help you restructure your current loans to reduce repayments, and structure your future investment loans to maximise and strengthen your financial position.
Consolidating and Restructuring your Finances
You’d be amazed at how many Australians take out a home loan, set up automatic monthly repayments, and then completely forget about it. In the meantime, your lender is slowly increasing your interest rate.
Mortgage interest rate creep is designed to be virtually unnoticeable, but over time these subtle increases can add thousands of dollars to your annual repayments. It doesn’t have to be this way.
By reviewing your loan structure now and periodically into the future, I can secure you a better interest rate and lower your repayments. This could free up cash for home renovations and holidays, or pay off debts such as credit cards and personal loans that are usually at a much higher interest rate.